If you are concerned about the Equifax data breach, now would be a good time to freeze your credit.

A credit freeze with only Equifax is incomplete protection. Get a freeze with all three agencies.

Experian 

Trans Union 

Equifax

After freezing your credit, follow these three steps. 

1. Call one of the credit reporting agencies. Tell them that your identity has been stolen. Ask them to put a fraud alert on your credit report. This alter will require businesses to confirm that you are you before they extend credit to you.
2. Obtain your free credit reports at AnnualCreditReport.com.
3. Visit IdentityTheft.gov and report identity theft and receive a personalized recovery plan designed to address your specific identity theft issue.

Report identity theft at IdentityTheft.gov and receive a personalized recovery plan designed to address your specific identity theft issue.