How Can You Obtain Your Credit Report?

You can obtain your credit report directly from each of the consumer reporting agencies -Trans Union, Equifax, Experian or CSC Credit Services.  The FCRA guarantees you access to your credit report for free from each of the three nationwide credit reporting companies —Trans Union, Equifax and Experian — every 12 months. Note that for all Indiana residents your Equifax credit report is created from credit files which, though housed on Equifax’s database, are actually owned by CSC Credit Services.  To obtain your free annual credit report you should visit AnnualCreditReport.com - the ONLY authorized source for the free annual credit report that's yours by law.