Cento Law represents consumers in credit reporting lawsuits across the United States

The following is a small sampling of our current and past case experience:

Sixth Circuit Court of Appeals

Cohen v. Trans Union, LLC, 67 Fed.Appx. 325, 2003 WL 21321162 (6th Cir. 2003)

Seventh Circuit Court of Appeals

Kuehling v. Trans Union, LLC, 137 Fed.Appx. 904, 2005 WL 1576226 (7th Cir. 2005)

Ninth Circuit Court of Appeals

Shaw v. Experian Information Solutions, Inc. (9th Cir. 2018)

Arkansas

Lawrence v. Backgroundchecks.com; USDC Eastern District of Arkansas (2015)

Pense v. Ally Financial, previously known as GMAC, Inc., and Equifax Information Services, LLC; Case No. 16-5275; USDC Western District of Arkansas

California

Doherty v. Microbilt Corporation and Apartment Owners Association of California, Inc.; 2:22-cv-03891-SB-PVC; Central District of California (2022)

Freeman v. Shellpoint Mortgage Servicing; Case No. 3:21-cv-02842; USDC Northern District of California (2021)

Hofrath v. Financial Partners Credit Union and Equifax Information Services, LLC; Case 2:21-cv-05870; Central District of California (2021)

Shaw v. Experian Information Solutions, Inc., Wells Fargo Bank, NA and Citimortgage, Inc.; USDC Southern District of California (2013)

Delaware

Ellingsworth v. Select Portfolio Servicing, Inc.; Trans Union, LLC; and Experian Information Solutions, Inc.; USDC District of Delaware (2019).

Florida

D. Boyd McCracken and Michael R. Ray v. Equifax Information Services LLC, Equifax Inc., Certegy Check Services, Inc., Certegy, Inc., Donald T. Heroman, and Gary M. Wilbanks; Cause No. 1:05-cv-22313-MGC; USDC Southern District of Florida (2005)

Timothy Carter v. Equifax Information Services, Inc.; USDC Middle District of Florida (2018). 

Sharon Griffin v. Equifax Information Services, Inc.; USDC Middle District of Florida (2018).

Jose A. Gonzalez v. Equifax Information Services, LLC and Experian Information Solutions, Inc.; Cause No. 6:06-cv-00863-ACC-UAM; USDC Middle District of Florida (2006)

D. Boyd McCracken and Michael R. Ray v. Equifax Information Services, LLC, Equifax Inc., Certegy Check Services, Inc., Certegy, Inc., Donald T. Heroman andGary M. Wilbanks; USDC Middle District of Florida (2006)

Fresonke v. Graystone Mortgage Corporation, Ginn Financial Services and Experian Information Solutions, Inc.; USDC Middle District of Florida (2015)

Sanchez v. Experian Information Solutions, Inc., USDC Middle District of Florida (2015)

Illinois

Newbery v. LexisNexis; Case No. 18-5289; USDC Northern District of Illinois (2018).

Indiana

Andrea Childress v. Trans Union; USDC Southern District of Indiana (2012)

Andrea Childress v. Experian and CSC Credit Services; USDC Southern District of Indiana (2012)

Bacon v. Finance Center Federal Credit Union; USDC Southern District of Indiana (2015)

Bayt v. Fifth Third Bank; Case No. 1:17-cv-1296; USDC Souther District of Indiana (2017)

Cabral v. Equifax Information Services, Inc.; USDC Southern District of Indiana (2015)

Card v. CSC Credit Services, Inc. and Graystone Mortgage, USDC Southern District of Indiana (2013)

Citimortgage, Inc. v. Winslow, Hamilton Superior Court (2014)

Copas v. Experian Information Solutions, Inc., Bank of America, NA and Discover Financial Services, Inc., USDC Northern District of Indiana (2014)

Crump v. Experian; USDC Southern District of Indiana (2013)

Davis v. Experian Information Solutions, Inc. and Wells Fargo Bank, NA, USDC Southern District of Indiana (2014)

DeMoss v. NCC Business Services, Inc.; Case No. 2:17-cv-00154; USDC Southern District of Indiana (2017)

Dhruva v. Equifax Information Services, LLC; Case No. 1:19-cv-3934; USDC Southern District of Indiana (2019)

Dixon v. Experian Information Solutions, Inc. and Green Tree Servicing, LLC, USDC Northern District of Indiana (2013)

Doherty v. Experian Information Solutions, Inc. and Equifax Information Services, LLC; Case No. 1:19-cv-2421

Foreman v. Green Tree Servicing, LLC, USDC Southern District of Indiana (2013)

Freeman v. OCWEN Loan Servicing, LLC; Case No. 1:18-cv-0384; USDC Southern District of Indiana (2018)

Heather Hasty v. Capital One and Experian; USDC Southern District of Indiana (2012)

Hobson v. Trans Union; USDC Northern District of Indiana (2013)

Hofrath v. Financial Partners Credit Union; and Equifax Information Services LLC; Case No. 1:20-cv-3212 (2020)

Juhasz v. Trans Union, LLC; Equifax Information Services, LLC; Experian Information Solutions, Inc.; Self Financial, Inc. (aka Sunrise Banks); Heights Finance (dba Southern Financial Georgia); First Premier Bank; American First Finance; LVNV Funding, LLC; Nationwide Recovery Service; Jefferson Capital Systems, LLC; Access Receivables Management; Credit Collection Services; and Security Finance Corporation; USDC Northern District of Indiana (2023).

Lintner v. Indianapolis Post Office Credit Union; Case No. 1:17-cv-00872; USDC Southern District of Indiana (2017)

McMichael v. FedEx Employee Credit Association and Experian Information Solutions Inc.; Case No. 1:19-cv-3573; USDC Southern District of Indiana (2019)

Meyers, v. Trans Union, LLC; Equifax Information Services, LLC; Experian Information Solutions, Inc.; American Express Company; JPMorgan Chase Bank, NA; Barclays Bank Delaware; Capital One; TD Bank, NA; Citizens Bank; US Bank; Synchrony Bank; and Credit Collection Services; Case No. 1:24-cv-00368-JMS-TAB; Southern District of Indiana (2024)

Brandon G. Midkiff v. Equifax Information Services, LLC; Trans Union, LLC; Experian Information Solutions, INC.; and Navient Solutions, INC.; Case No. 1:20-cv-1962-TWP-MJD; Southern District of Indiana (2020)

Morford v. Equifax Information Services, LLC; Case No. 1:21-cv-00292; Southern District of Indiana (2021)

O'Gara v. Equifax Information Services, LLC; Case No. 1:16-cv-1237; USDC Southern District of Indiana (2016)

O'Neil v. First Data Global Leasing; USDC Southern District of Indiana (2015)

Pavlack v. Blue Star Cruises, LLC; Case No. 1:17-cv-1647; USDC Southern District of Indiana (2017)

Tibor v. Experian Information Solutions, Inc.; Trans Union, LLC; and Equifax Information Services, LLC; Case No. 2:21-cv-00126; USDC Norther District of Indiana

Watkins v. Trans Union, USDC Southern District of Indiana (2014)

Whittaker v. Equifax Information Services,LLC; Trans Union LLC; Experian Information Solutions INC.; Bank of America NA; Absolute Resolutions Investments, LLC; Radius Global Solutions, LLC; Capital Management Services, LP; and Credit Control , LLC; Case No. 1:20-cv-02816; USDC Southern District of Indiana (2020)

Wilson v. Caliber Home Loans, NA; Case No. 1:16-cv-3174; USDC Southern District of Indiana (2017)

Yost v. Flagstar Bank and Experian Information Solutions, Inc.; Case No. 1:19-cv-3195; USDC Southern District of Indiana (2019)

Kentucky

Wilson v. Experian and Wells Fargo; USDC Western District of Kentucky (2013)

Maryland

Carter v. Capital One; Case No. 1:18-cv-03932-GLR; USDC District of Maryland (2018).

Michigan

Jack A. Mitchell v. Trans Union LLC, Mid Michigan Collection Bureau, Experian Information Solutions, Inc., Equifax Credit Information Systems, and CBC Consumer Relations; Cause No. 1:06-cv-00509-RAE; USDC Western District of Michigan (2006)

Jason Malik v. Trans Union LLC, Merchants and Medical Corporation, Experian, Equifax Information Services, LLC, and Terry L. Brewer; Cause No. 4:05-cv-00143-RAE; USDC Western District of Michigan (2005)

Jason Malik v. Triad Financial, Trans Union LLC, Orbit Leasing, Experian Information Solutions, Inc., and Equifax Customer Solutions; Cause No. 4:05-cv-00151-RHB –JGS; USDC Western District of Michigan (2005)

Kirby, Heather, v. Trans Union LLC., Cadillac Accounts Receivable Management, INC. Credit Bureau of Mt. Pleasant, INC. Mitchell D. Bluhm & Associates, LLC CMB SERVICES, INC; Cause No. 19-cv-10467-BC Eastern District of Michigan - Northern Division (2019)

Minnesota

Beckstrom v. Direct Merchant’s Credit Card Bank, 2005 WL 1869107 (D.Minn. 2005)

Schmitt v. Chase Manhattan Bank, N.A., 2005 WL 2030483 (D.Minn. 2005)

Nebraska

Johnson v. Trans Union, LLC; Equifax Information Services, LLC; and Experian Information Solutions, Inc.; District of Nebraska (2024).

New Jersey

Froatz v. HireRight, LLC and Werner Enterprises, Inc.; Case No. 2:14-cv-00313; USDC District of New Jersey (2017)

Pang v. Trans Union, LLC, and Corelogic Credco, LLC; Case No. 2:19-cv-13874; US District of New Jersey, Newark Division

Andrew and Michael Ritz v. Nissan-Infiniti LT; Trans Union, LLC; Equifax Information Services, LLC; and Experian Information Solutions Inc.; Case No. 3:20-cv-13509; District of New Jersey; Trenton Division (2020)

North Carolina

Wilkerson v. Equifax Information Systems, LLC; Sequium Asset Solutions, LLC; and Trans Union, LLC; Case No. 3:21-cv-00104-FDW-DSC ; Western District of North Carolina, Charlotte Division (2021)

Ohio

Robert Aubin v. The HMC Group; Case No. 3:16-cv-1566; USDC Northern District of Ohio (2016)

John Harman v. Trans Union; Cause No. 1:02-cv-00801-SJD-TSH; USDC Southern District of Ohio (2002)

Deborah and Lloyd Guy v. Trans Union LLC , Javitch Block and Rathbone LLP, Craig Scott Esq, Sears Roebuck and Company, Sherman Financial Group LLC, Cause No. 1:04-cv-00415-MHW; USDC Southern District of Ohio (2004)

Thad and Valerie Hinton v. Trans Union LLC , CBC Companies Inc; Cause No. 2:01-cv-00214-JDH-TPK, USDC Southern District of Ohio (2001)

Shirley A Mauller v. Trans Union; Cause No. 2:01-cv-00948-EAS-NMK; USDC Southern District of Ohio (2001)

Larry N Smith v. Trans Union LLC, Cause No. 2:03-cv-00484-MRA-MRA; USDC Southern District of Ohio (2003)

James A. Goodson and Paula M. Goodson v. Trans Union LLC and Auto One Acceptance Corp; Cause No. 2:04-cv-00560-ALM-NMK; USDC Southern District of Ohio (2004)

Robert L Garrett v. Trans Union LLC and Citifinancial Mortgage Co Inc; Cause No. 2:04-cv-00582-GCS-MRA; USDC Southern District of Ohio (2004)

Harold M. Cohen v. Trans Union, CBC Companies, Inc., Equifax Consumer Services, Inc., and Attorney-at-Law Michael L. King Mediator; Cause No. 1:01-cv-01614-SO; USDC Northern District of Ohio (2001)

James and Patricia E. Hall v. Trans Union, LLC, Credit Bureau of Columbus, EquiCredit Corporation of America, Experian Information Solutions, Inc., and Attorney-at-Law R. Patrick Kelly Mediator; Cause No. 1:01-cv-02449-SO; USDC Northern District of Ohio (2001)

Walter H Ahlers v. Trans Union, CBC Credit Services, Experian Information Solutions, Inc., and First American Credco; Cause No. 1:02-cv-00536-NAV; USDC Northern District of Ohio (2002)

John J. Ropelewski v. Trans Union Corporation; Cause No. 1:04-cv-00910-AA; USDC Northern District of Ohio (2004)

Nick N Papadelis v. Trans Union LLC, SBC Ameritech, Oxford Collection Agency, Inc., Marlin Intergrated/NCO, Internal Revenue Service, Hudson & Keyse LLC, First Merit Bank, Experian Information Solutions Inc., Equifax Informantion Service LLC, East Ohio Gas Company, Charter One Bank, and Allied International, Inc.; Cause No. 1:05-cv-00177-LW; USDC Northern District of Ohio (2005)

John E. Avery v. Trans Union, LLC and Empire Affiliates Credit Union; Cause No. 1:05-cv-00757-KMO; USDC Northern District of Ohio (2005)

Andrew Daniels v. TransUnion Credit Agency, Cresent Bank & Trust, Experian Credit Agency, and Jack Matia Honda; Cause No. 1:05-cv-01789-DCN; USDC Northern District of Ohio (2005)

Christine Liedtke v. Equifax Information Services, John Frank, Attorney, Household Bank (SB) NA, Javitch, and Block and Rathbone; Cause No. 1:05-cv-02990-PAG; USDC Northern District of Ohio (2005)

James Liedel and Barbara Leidel v. Trans Union LLC, Trans Union Settlement Solutions, Inc., Experian Information Solutions Inc., Equifax Information Services LLC, Equifax Credit Information Services, Inc., and Bank One, N.A.; Cause No. 3:02-cv-07611-JGC; USDC Northern District of Ohio (2002)

Deborah Ann Hall v. Trans Union LLC, Pierce Hamilton and Stearn, and Dave Black; Cause No. 4:04-cv-00523-CAB; USDC Northern District of Ohio (2004)

John Charles Rosko, Jr. and Patricia Rosko v. Trans Union, LLC; Cause No. 4:04-cv-00710-PCE; USDC Northern District of Ohio (2004)

Terri Weaver v. Trans Union, LLC; Cause No. 4:04-cv-02482-PCE; USDC Northern District of Ohio (2004)

Gerald and Patricia Fonce v. Trans Union, LLC, United Midwest Savings Bank, Experian Information Solutions, Inc., Equifax Information Services, LLC, Credit Bureau of Warren, and CBC Companies, Inc.; Cause No. 4:05-cv-01029-JG; USDC Northern District of Ohio (2005)

Pennsylvania

David Barry v. Allegheny County Family Division; Experian Information Solutions, Inc; Equifax Information Services, LLC; Case No. 2:20-cv-701; Western District of Pennsylvania; Pittsburg Division (2020)

Tennessee

Michael Brook v. Sterling Information Systems and Gaylord Entertainment; USDC Middle District of Tennessee (2012)

Vermont

Queen-Gilbertson v. US Auto Finance; Equifax Information Services, LLC; Trans Union, LLC and Experian Information Solutions, Inc., Case No. 2:21-cv-00182-kjd; USDC District of Vermont (2021)

Texas

Samarth Dhruva v. Equifax Information Services, LLC; Case No. AU:20-CV-00238-RP; Western District of Texas; Austin Division (2019)

William Davis v. Trans Union, LLC; and Equifax Information Services, LLC; Case No. Southern District of Texas, Galveston Division (2020)

Virginia

Combs v. Verizon Wireless; Case No. 5:17-cv-00034; USDC Western District of Virginia (2017)

Doherty v. Experian; Case No. 1:18-v-00608; USDC Eastern District of Virginia (2018).

Suarez v. Wells Fargo and Experian Information Solutions, Inc.; Case No. 1:18-cv-669-AJT/MSN

Wisconsin

Anderson v. Trans Union LLC, 367 F.Supp.2d 1225 (W.D.Wis. 2005)

Fankhauser v. Experian; Case No. 17-cv-865; USDC Western District of Wisconsin (2017)

McKeown v. Sears Roebuck & Co., 335 F.Supp.2d 917, (W.D.Wis. 2004)

National Representation
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.