4 Simple Steps on How to Dispute Inaccuracies on Credit Reports

Disputing inaccuracies on a credit report can be a daunting task. Following these step-by-step instructions will aid you in correcting credit reporting errors in the most timely manner possible:

Step 1: Obtain your free credit reports

Obtaining your credit report is the first step in disputing any inaccurate or wrong information which may appear on it. Federal law requires the three national credit reporting agencies, Equifax, Experian, and Trans Union, to provide you with a free credit report every year. Most likely, each of these credit reporting agencies has a credit file on you. Get all three of your credit reports.